Jeffrey C. Royal
Chairperson of the Board of Directors
President
Dundee Bank

Mark Hutchins
Audit Committee Chairperson
Former Advisory & Audit Partner
KPMG, LLP

Jeremy Zhu
Compensation Committee Chairperson &
Nominating-Corporate Governance Committee Chairperson
Managing Director
Sepulveda Management, LLC
an affiliate of the TCW Business Unit

Adam Peterson
Investment Committee Chairperson
General Partner
Magnolia Capital Fund, LP

Brendan Keating
Compensation Committee Chairperson
CEO
LOGIC Commercial Real Estate

FORVIS, LLP
Atlanta, Georgia

Kutak Rock LLP
Omaha, NE

Computer Investor Services
Vancouver, BC, Canada V6C 3B9

Listed on NASDAQ Global Select Market System
Trading Symbol: NICK

Notice To Shareholders:
The Company will supply to any owner of Common Stock, upon written request to the Company at the address below and without charge, a copy of the Annual Report and Form 10-K for the year ended March 31, 2023, which has been filed with the Securities and Exchange Commission.

The Annual Report and Form 10-K are also available on the Company's internet website at www.nicholasfinancial.com.

Nicholas Financial, Inc.
26133 US Highway 19 North
Suite 300
Clearwater, FL 33763
(866) 858-6425