Jeffrey C. Royal
Chairperson of the Board of Directors
President
Dundee Bank

Robin Hastings
Audit Committee Chairperson
Former COO
United Maritime Group

Jeremy Zhu
Compensation Committee Chairperson &
Nominating-Corporate Governance Committee Chairperson
Managing Director
Sepulveda Management, LLC
an affiliate of the TCW Business Unit

Adam Peterson
General Partner
Magnolia Capital Fund, LP

Douglas Marohn
President & CEO
Corporate Secretary
Nicholas Financial, Inc.

RSM US LLP
Raleigh, North Carolina

Hill Ward Henderson
Tampa, FL

Computer Investor Services
Vancouver, BC, Canada V6C 3B9

Listed on NASDAQ National Market System
Trading Symbol: NICK

Notice To Shareholders:
The Company will supply to any owner of Common Stock, upon written request to the Company at the address below and without charge,  a copy of the Annual Report and Form 10-K for the year ended March 31, 2020, which has been filed with the Securities and Exchange Commission.

The Annual Report and Form 10-K are also available on the Company's internet website at www.nicholasfinancial.com.

The Annual Meeting is on August 27, 2020 at 10:30 am, at the Nicholas Financial, Inc. Corporate Headquarters in Clearwater, FL:

Nicholas Financial, Inc.
2454 McMullen-Booth Road
Building C
Clearwater, FL 33759
(727) 726-0763

Due to the COVID-19 epidemic, the Company has also elected to have concurrently a virtual shareholder meeting this year for the safety of its shareholders, partners, and board.