Robin Hastings
Chairperson of the Board of Directors & Nominating/Corporate Governance Committee Chairperson
Former COO
United Maritime Group

Douglas Marohn
President & CEO
Corporate Secretary
Nicholas Financial, Inc.

Adam Peterson
General Partner
Magnolia Capital Fund, LP

Jeffrey C. Royal
Audit Committee Chairperson
President
Dundee Bank

Jeremy Zhu
Compensation Committee Chairperson
Managing Director
Sepulveda Management, LLC
an affiliate of the TCW Business Unit

Dixon Hughes Goodman LLP
Atlanta, Georgia

Hill Ward Henderson
Tampa, FL

Computer Investor Services
Vancouver, BC, Canada V6C 3B9

Listed on NASDAQ National Market System
Trading Symbol: NICK

Douglas Marohn
President & CEO

Kelly Malson
Chief Financial Officer

Notice To Shareholders:
The Company will supply to any owner of Common Stock, upon written request to the Company at the address below and without charge,  a copy of the Annual Report and Form 10-K for the year ended March 31, 2018, which has been filed with the Securities and Exchange Commission.

The Annual Report and Form 10-K are also available on the Company's internet website at www.nicholasfinancial.com.

The Annual Meeting is on August 23, 2018 at 10:00 am, at the Nicholas Financial, Inc. Corporate Headquarters in Clearwater, FL:

Nicholas Financial, Inc.
2454 McMullen-Booth Road
Building C
Clearwater, FL 33759
(727) 726-0763