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<p style="margin-top: 12px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2"><b>1. Basis of Presentation </b></font></p><p style="margin-top: 6px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">The accompanying consolidated balance sheet as of March 31, 2012, which has been derived from audited financial statements, and the accompanying unaudited interim consolidated financial statements of Nicholas Financial, Inc. (including its subsidiaries, the “Company”) have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) for interim financial information and with the instructions to Form 10-Q pursuant to the Securities and Exchange Act of 1934, as amended in Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete consolidated financial statements, although the Company believes that the disclosures made are adequate to ensure the information is not misleading. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for interim periods are not necessarily indicative of the results that may be expected for the year ending March 31, 2013. It is suggested that these consolidated financial statements be read in conjunction with the consolidated financial statements and accompanying notes thereto included in the Company’s Annual Report on Form 10-K for the year ended March 31, 2012 as filed with the Securities and Exchange Commission on June 14, 2012. The March 31, 2012 consolidated balance sheet included herein has been derived from the March 31, 2012 audited consolidated balance sheet included in the aforementioned Form 10-K. </font></p><p style="margin-top: 12px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses on finance receivables, and the fair value of interest rate swap agreements. </font></p>
<p style="margin-top: 18px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2"><b>2. Revenue Recognition </b></font></p><p style="margin-top: 6px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">Finance receivables consist of automobile finance installment contracts (“Contracts”) and direct consumer loans (“Direct Loans”). Interest income on finance receivables is recognized using the interest method. Accrual of interest income on finance receivables is suspended when a loan is contractually delinquent for 60 days or more or the collateral is repossessed, whichever is earlier. </font></p><p style="margin-top: 12px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">The amount of future unearned income is computed as the product of the contractual rate, term and amount. </font></p><p style="margin-top: 12px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">Deferred revenues consist primarily of commissions received from the sale of ancillary products. These products include automobile warranties, roadside assistance programs, accident and health insurance, credit life insurance and forced placed automobile insurance. These commissions are amortized over the life of the contract using the interest method. </font></p><p style="margin-top: 12px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">The Company’s net fees charged for processing a loan are recognized as an adjustment to the yield and are amortized over the life of the loan using the interest method. </font></p><p style="margin-top: 12px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">The Company attributes its entire dealer discount to a reserve for credit losses. A dealer discount represents the difference between the finance receivable, net of unearned interest of a Contract, and the amount of money the Company actually paid for the Contract including fees, if any. After the analysis of purchase date accounting is complete, any uncollectable amounts would be contemplated in estimating the allowance for loan losses. </font></p><p style="margin-top: 12px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">Sales relate principally to telephone support agreements and the sale of business forms to small businesses located primarily in the Southeastern United States. The aforementioned sales of the Nicholas Data Services, Inc. subsidiary, (“NDS”) represent less than 1% of the Company’s consolidated revenues. </font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2"><b>3. Earnings Per Share</b></font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Basic earnings per share is calculated by dividing the reported net income for the period by the weighted average number of shares of common stock outstanding. Diluted earnings per share includes the effect of dilutive options and other share awards. Basic and diluted earnings per share have been computed as follows:</font></p>
<p style="font: 12px/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
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<tr>
<td width="54%"></td>
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<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended<br />December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Nine months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Numerator for earnings per share – net income</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,565,220</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,362,721</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">15,100,695</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">16,185,618</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
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<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
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<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Denominator:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Denominator for basic earnings per share – weighted average shares</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,981,627</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,782,715</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,961,886</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,732,557</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Effect of dilutive securities:<br />Stock options and other share awards</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">211,831</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">266,848</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">229,895</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">282,744</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Denominator for diluted earnings per share</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,193,458</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,049,563</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,191,781</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,015,301</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Earnings per share:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Basic</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.38</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.46</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.26</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.38</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Diluted</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.37</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.45</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.24</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.35</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">For both the three and nine months ended December 31, 2012 and 2011, potential common stock from stock options totaling 114,500 and 55,000, respectively, were not included in the diluted earnings per share calculation because their effect is anti-dilutive.</font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2"><b>4. Finance Receivables</b></font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Finance receivables consist of automobile finance installment Contracts and Direct Loans and are detailed as follows:</font></p>
<p style="font: 12px/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="68%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>December 31,<br />2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>March 31,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, gross contract</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">389,380,493</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">388,988,355</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Unearned interest</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(110,341,867</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(110,651,966</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net of unearned interest</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">279,038,626</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">278,336,389</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Allowance for credit losses</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(32,695,952</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(35,987,868</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">246,342,674</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">242,348,521</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The terms of the Contracts range from 12 to 72 months and the Direct Loans range from 6 to 48 months. The Contracts bear a weighted average effective interest rate of 23.45% as of December 31, 2012 and 23.58% as of March 31, 2012.</font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Finance receivables consist of Contracts and Direct Loans, each of which comprises a portfolio segment. Each portfolio segment consists of smaller balance homogeneous loans which are collectively evaluated for impairment.</font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The following table sets forth a reconciliation of the changes in the allowance for credit losses on Contracts:</font></p>
<p style="font: 12px/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="52%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Nine months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at beginning of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">34,100,661</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">36,356,666</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,495,684</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,895,449</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Discounts acquired on new volume</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,485,560</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,729,337</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,469,382</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,805,428</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Current period provision</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">757,347</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">450,951</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">971,746</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">559,659</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Losses absorbed</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(5,571,903</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(4,474,500</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(14,527,271</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(11,269,063</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Recoveries</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">786,891</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">559,716</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,339,194</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1,664,824</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Discounts accreted</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(404,994</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(8,570</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(595,173</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(42,697</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at end of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">32,153,562</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,613,600</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">32,153,562</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">36,613,600</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font size="1"> </font><font size="1"> </font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company purchases Contracts from automobile dealers at a negotiated price that is less than the original principal amount being financed by the purchaser of the automobile. The Contracts are predominately for used vehicles. As of December 31, 2012, the average model year of vehicles collateralizing the portfolio was a 2006 vehicle. The average loan to value ratio, which expresses the amount of the Contract as a percentage of the average wholesale value of the automobile, is approximately 92%, at the time of purchase. A dealer discount represents the difference between the finance receivable, net of unearned interest, of a Contract, and the amount of money the Company actually pays for the Contract. The discount negotiated by the Company is a function of the credit quality of the customer, the wholesale value of the vehicle and competition in any given market. In making decisions regarding the purchase of a particular Contract the Company considers the following factors related to the borrower: place and length of residence; current and prior job status; history in making installment payments for automobiles; current income; and credit history. In addition, the Company examines its prior experience with Contracts purchased from the dealer from which the Company is purchasing the Contract, and the value of the automobile in relation to the purchase price and the term of the Contract. For allowance purposes, the entire amount of discount is related to credit quality and is considered to be part of the credit loss reserve. The Company utilizes a static pool approach to track portfolio performance. A static pool retains an amount equal to 100% of the discount as a reserve for credit losses. Subsequent to the purchase, if the reserve for credit losses is determined to be inadequate for a static pool, then an additional charge to income through the provision is used to maintain adequate reserves based on management’s evaluation of the risk inherent in the loan portfolio, the composition of the portfolio, and current economic conditions. Such evaluation considers among other matters, the estimated net realizable value or the fair value of the underlying collateral, economic conditions, historical loan loss experience, management’s estimate of probable credit losses and other factors that warrant recognition in providing for an adequate allowance for credit losses. If a static pool is fully liquidated and has any remaining reserves, the excess discounts are immediately recognized into income and the excess provision is immediately reversed during the period. For static pools not fully liquidated that are determined to have excess discounts, such excess discounts are accreted into income over the remaining life of the static pool. For static pools not fully liquidated that are deemed to have excess reserves, such excess reserves are reversed against provision for credit losses during the period.</font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The average dealer discount associated with new volume for the three months ended December 31, 2012 and 2011 was 7.92% and 8.41%, respectively. The average dealer discount associated with new volume for the nine months ended December 31, 2012 and 2011 was 7.85% and 8.46%, respectively.</font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The following table sets forth a reconciliation of the changes in the allowance for credit losses on Direct Loans:</font></p>
<p style="font: 12px/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="64%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended<br />December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Nine months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at beginning of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">531,101</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">489,978</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">492,184</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">378,418</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Current period provision</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">61,556</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,388</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">165,869</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">152,124</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Losses absorbed</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(57,006</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(26,150</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(131,201</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(77,244</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Recoveries</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,739</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,565</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">15,538</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,483</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at end of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">542,390</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">472,781</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">542,390</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">472,781</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Direct Loans are originated directly between the Company and the consumer. These loans are typically for amounts ranging from $1,000 to $8,000 and are generally secured by a lien on an automobile, watercraft or other permissible tangible personal property. The majority of Direct Loans are originated with current or former customers under the Company’s automobile financing program. The typical Direct Loan represents a significantly better credit risk than our typical Contract due to the customer’s historical payment history with the Company. In deciding whether or not to make a loan, the Company considers the individual’s credit history, job stability, income and impressions created during a personal interview with a Company loan officer. Additionally, because most of the Direct Loans made by the Company to date have been made to borrowers under Contracts previously purchased by the Company, the payment history of the borrower under the Contract is a significant factor in making the loan decision. As of December 31, 2012, loans made by the Company pursuant to its Direct Loan program constituted approximately 2% of the aggregate principal amount of the Company’s loan portfolio.</font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Changes in the allowance for credit losses for both Contracts and Direct Loans were driven by current economic conditions and trends over several reporting periods which are useful in estimating future losses and overall portfolio performance.</font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font size="1"> </font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The following table is an assessment of the credit quality by creditworthiness. A performing account is defined as an account that is less than 61 days past due. A non-performing account is defined as an account that is contractually delinquent for 61 days or more and the accrual of interest income is suspended. When an account is 120 days contractually delinquent, the account is written off.</font></p>
<p style="font: 12px/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="52%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>March 31,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Contracts</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Direct Loans</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Contracts</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Direct Loans</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Non-bankrupt accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">379,983,971</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,841,768</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">382,358,608</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,221,688</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Bankrupt accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">535,424</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,330</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">408,059</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">380,519,395</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,861,098</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">382,766,667</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,221,688</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Performing accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">373,735,506</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,809,302</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">380,213,503</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,202,498</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Non-performing accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,783,889</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">51,796</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,553,164</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,190</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">380,519,395</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,861,098</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">382,766,667</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,221,688</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Finance receivables which are contractually delinquent for more than 60 days, are placed on nonaccrual status. Payments received on nonaccrual status finance receivables are applied to interest then principal. The Company resumes accrual of interest when the finance receivable is less than 60 days delinquent.</font></p>
<p style="margin-top: 18px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2"><b>5. Line of Credit </b></font></p><p style="margin-top: 6px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">The Company has an agreement with its consortium of lenders for a line of credit facility (the “Line”) for an amount of $150,000,000. In December 2012, the Company executed an amendment to the Line that extends the maturity date to November 30, 2014. The pricing of the Line is 300 basis points above 30-day LIBOR with a 1% floor on LIBOR (4.00% at December 31, 2012 and March 31, 2012). Pledged as collateral for this credit facility are all of the assets of the Company. The outstanding amount of the credit facility was $130,500,000 and $112,000,000 as of December 31, 2012 and March 31, 2012, respectively. The amount available under the line of credit was approximately $19,500,000 and $38,000,000 as of December 31, 2012 and March 31, 2012, respectively. </font></p><p style="margin-top: 12px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">The facility requires compliance with certain financial ratios and covenants and satisfaction of specified financial tests, including maintenance of asset quality and performance tests. Dividends do not require consent in writing by the agent and majority lenders under the new facility as long as the Company is in compliance with a net income covenant. As of December 31, 2012, the Company was in full compliance with all debt covenants. </font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2"><b>6. Interest Rate Swap Agreements</b></font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company utilizes interest rate swap agreements to manage exposure to variability in expected cash flows attributable to interst rate risk. The swap agreements, in effect, convert a portion of the LIBOR priced Line to a fixed rate, more closely matching the interest rate characteristics of finance receivables. As of March 31, 2012, the Company did not have any outstanding interest rate swap agreements. The following table summarizes the activity in the notional amounts of interest rate swap agreements:</font></p>
<p style="font: 12px/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="75%"></td>
<td valign="bottom" width="6%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="6%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Nine months ended December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Notional amounts at April 1</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">New contracts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">50,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Matured contracts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Notional amounts at December 31</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">50,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">On June 1, 2012, the Company entered into an interst rate swap agreement with an effective date of June 13, 2012, a notional amount of $25.0 million, a fixed rate of interest of 1.00% and a maturity date of June 13, 2017. On July 30, 2012, the Company entered into an interest rate swap agreement with an effective date of August 13, 2012 a notional amount of $25.0 million, a fixed rate of interest of 0.87% and a maturity date of August 14, 2017. The changes in the fair value of interest of interest rate swap agreements (unrealized gains and losses) are recorded in earnings. The Company does not use interest rate swap agreements for speculative purposes. Such instruments continue to be intended for use as ecomonic hedges.</font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font size="1"> </font></p>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The locations and amounts of losses in income are as follows:</font></p>
<p style="font: 12px/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="70%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months  ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Nine months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Periodic change in fair value of interest rate swap agreements</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(37,348</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> —  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">645,772</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Periodic settlement differentials included in interest expense</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">91,468</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">184,892</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> —  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">54,120</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">830,664</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company records realized losses from the swap agreements in the interest expense line item of the consolidated statement of income. The following table summarizes the variable rate (LIBOR) received and fixed rate paid under the swap agreements.</font></p>
<p style="font: 12px/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="74%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months  ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Nine months  ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Variable rate received</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.21</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.24</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Fixed rate paid</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.94</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.95</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<div> </div>
<p style="color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2"><b>7. Fair Value Disclosures</b></font></p>
<p style="color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company measures specific assets and liabilities at fair value, which is an exit price, representing the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When applicable, the Company utilizes market data or assumptions that market participants would use in pricing the asset or liability under a three-tier fair value hierarchy, which prioritizes the inputs used in measuring fair value. These tiers include: Level 1, defined as observable inputs such as quoted prices in active markets; Level 2, defined as inputs other than quoted prices in active markets that are either directly or indirectly observable; and Level 3, defined as unobservable inputs about which little or no market data exists, therefore requiring an entity to develop its own assumptions.</font></p>
<p style="color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2"><u>Assets and Liabilities Recorded at Fair Value on a Recurring Basis</u></font></p>
<p style="color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company estimates the fair value of interest rate swap agreements based on the estimated net present value of the future cash flows using a forward interest rate yield curve in effect as of the measurement period, adjusted for nonperformance risk, if any, including a quantitative and qualitative evaluation of both the Company’s credit risk and the counterparty’s credit risk. Accordingly, the Company classifies interest rate swap agreements as Level 2.</font></p>
<p style="font: 12px/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-size-adjust: none; font-stretch: normal; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="70%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="10"><font style="font-family: 'times new roman';" size="1">Fair Value Measurement Using</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom" colspan="2"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="width: 39pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><font style="font-family: 'times new roman';" size="1"><b>Description</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 1</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 2</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 3</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Fair</font><br /><font style="font-family: 'times new roman';" size="1">Value</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Interest rate swap agreements:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2"><b>December 31, 2012</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">645,772</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">645,772</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 5em;"><font style="font-family: 'times new roman';" size="2">March 31, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> —  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<p style="color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2"><u>Financial Instruments Not Measured at Fair Value</u></font></p>
<p style="color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company’s financial instruments consist of cash, finance receivables and Line. For each of these financial instruments the carrying value approximates fair value.</font></p>
<p style="color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The carrying value of cash approximates the fair value due to the nature of these accounts.</font></p>
<div style="color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net approximates fair value based on the price paid to acquire indirect loans. The price paid reflects competitive market interest rates and purchase discounts for the Company’s chosen credit grade in the economic environment. This market is highly liquid as the Company acquires individual loans on a daily basis from dealers. The initial terms of the Contracts range from 12 to 72 months. The initial terms of the Direct Loans range from 6 to 48 months. In addition, there have been minimal changes in interest rates and purchase discounts related to these types of loans. If liquidated outside of the normal course of business, the amount received may not be the carrying value.</font></div>
<p style="color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Line was amended within the quarter ended December 31, 2012. Based on current market conditions, any new or renewed credit facility would contain pricing that approximates the Company’s current Line. Based on these market conditions, the fair value of the Line as of December 31, 2012 was estimated to be equal to the book value. The interest rate for the Line is a variable rate based on LIBOR pricing options.</font></p>
<p style="font: 12px/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; font-size-adjust: none; font-stretch: normal; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="50%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="10"><font style="font-family: 'times new roman';" size="1">Fair Value Measurement Using</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom" colspan="2"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="width: 39pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><font style="font-family: 'times new roman';" size="1"><b>Description</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 1</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 2</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 3</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Fair</font><br /><font style="font-family: 'times new roman';" size="1">Value</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Cash:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2"><b>December 31, 2012</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,666,656</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,666,656</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 5em;"><font style="font-family: 'times new roman';" size="2">March 31, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,803,054</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,803,054</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2"><b>December 31, 2012</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">246,343,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">246,343,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 5em;"><font style="font-family: 'times new roman';" size="2">March 31, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">242,350,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">242,350,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Line of credit:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2"><b>December 31, 2012</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">130,500,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">130,500,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 5em;"><font style="font-family: 'times new roman';" size="2">March 31, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">112,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">112,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<p style="color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 18px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2"><u>Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis</u></font></p>
<p style="color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 6px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a nonrecurring basis. The Company does not currently have any assets or liabilities measured at fair value on a nonrecurring basis.</font></p>
<p style="margin-top: 18px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2"><b>8. </b><b>Recently Issued Accounting Standards </b></font></p>
<p style="margin-top: 6px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">In May 2011, the FASB issued ASU No. 2011-04 “Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs<i>”</i> which amends Topic 820 (Fair Value Measurement). ASU No. 2011-04 is intended to provide a consistent definition of fair value and common requirements for measurement of and disclosure about fair value between U.S. GAAP and IFRS. The amendments in ASU No. 2011-04 include changes regarding how and when the valuation premise of highest and best use applies, the application of premiums and discounts, and new required disclosures. ASU No. 2011-04 is effective for the fiscal 2013 interim and annual periods. The adoption of ASU No. 2011-04 on April 1, 2012 did not have a material impact on our consolidated financial statements, but expanded our disclosures related to fair value measurements. </font></p>
<p style="margin-top: 18px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2"><b>9. Cash Dividend </b></font></p><p style="margin-top: 6px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">For the nine months ended December 31, 2012, the Company paid four cash dividends. On May 2, 2012 the Board of Directors declared a quarterly dividend equal to $0.10 per common share, to be paid on June 6, 2012 to shareholders of record as of May 30, 2012. On August 7, 2012 the Board of Directors declared a quarterly dividend equal to $0.12 per common share, to be paid on September 6, 2012 to shareholders of record as of August 30, 2012. On November 7, 2012 the Board of Directors declared a quarterly dividend equal to $0.12 per common share, to be paid on December 6th to shareholders of record as of November 30, 2012. On December 11, 2012, the Board of Directors declared a special cash dividend equal to $2.00 per common share, to be paid on December 28, 2012 to shareholders of record as of December 21, 2012. </font></p><p style="margin-top: 12px; margin-bottom: 0px;"><font style="font-family: times new roman;" size="2">Payment of cash dividends results in a 5% withholding tax payable by the Company under the Canada-United States Income Tax Convention which are included in earnings under the caption of dividend tax. </font></p><p style="margin-top: 0px; margin-bottom: 0px;"></p>
<div> </div>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="54%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended<br />December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Nine months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Numerator for earnings per share – net income</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,565,220</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,362,721</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">15,100,695</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">16,185,618</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Denominator:</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Denominator for basic earnings per share – weighted average shares</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,981,627</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,782,715</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,961,886</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,732,557</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Effect of dilutive securities:<br />Stock options and other share awards</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">211,831</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">266,848</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">229,895</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">282,744</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Denominator for diluted earnings per share</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,193,458</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,049,563</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,191,781</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,015,301</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Earnings per share:</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Basic</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.38</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.46</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.26</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.38</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Diluted</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.37</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.45</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.24</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.35</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
</tr>
</table>
<div> </div>
<table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="68%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>December 31,<br />2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>March 31,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, gross contract</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">389,380,493</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">388,988,355</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Unearned interest</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(110,341,867</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(110,651,966</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net of unearned interest</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">279,038,626</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">278,336,389</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Allowance for credit losses</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(32,695,952</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(35,987,868</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td></td>
<td valign="bottom"></td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"></p>
</td>
<td></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net</font></p>
</td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">246,342,674</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">242,348,521</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
</tr>
</table>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td align="left" width="52%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Nine months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at beginning of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">34,100,661</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">36,356,666</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,495,684</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,895,449</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Discounts acquired on new volume</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,485,560</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,729,337</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,469,382</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,805,428</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Current period provision</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">757,347</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">450,951</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">971,746</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">559,659</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Losses absorbed</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(5,571,903</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(4,474,500</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(14,527,271</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(11,269,063</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Recoveries</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">786,891</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">559,716</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,339,194</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1,664,824</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Discounts accreted</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(404,994</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(8,570</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(595,173</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(42,697</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at end of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">32,153,562</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,613,600</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">32,153,562</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">36,613,600</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
</table>
<div> </div>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="64%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended<br />December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Nine months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at beginning of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">531,101</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">489,978</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">492,184</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">378,418</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Current period provision</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">61,556</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,388</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">165,869</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">152,124</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Losses absorbed</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(57,006</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(26,150</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(131,201</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(77,244</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Recoveries</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,739</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,565</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">15,538</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,483</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at end of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">542,390</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">472,781</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">542,390</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">472,781</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
</table>
<div> </div>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="52%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>March 31,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Contracts</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Direct Loans</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Contracts</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Direct Loans</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Non-bankrupt accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">379,983,971</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,841,768</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">382,358,608</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,221,688</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Bankrupt accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">535,424</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,330</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">408,059</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">380,519,395</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,861,098</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">382,766,667</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,221,688</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Performing accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">373,735,506</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,809,302</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">380,213,503</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,202,498</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Non-performing accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,783,889</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">51,796</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,553,164</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,190</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">380,519,395</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,861,098</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">382,766,667</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">6,221,688</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
</table>
<div> </div>
<table align="center" style="width: 76%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="75%"></td>
<td valign="bottom" width="6%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="6%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Nine months ended December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Notional amounts at April 1</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">New contracts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">50,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Matured contracts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 1px; border-top-style: solid;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Notional amounts at December 31</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">50,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td valign="bottom">
<p style="border-top-color: #000000; border-top-width: 3px; border-top-style: double;"> </p>
</td>
<td> </td>
</tr>
</table>
<div> </div>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="70%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months  ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Nine months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Periodic change in fair value of interest rate swap agreements</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(37,348</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> —  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">645,772</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Periodic settlement differentials included in interest expense</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">91,468</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">184,892</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> —  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">54,120</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">830,664</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<div> </div>
<p style="margin-top: 12px; margin-bottom: 0px;"> </p>
<table align="center" style="width: 92%; border-collapse: collapse;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="74%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font size="1"></font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: times new roman;" size="1"><b>Three months ended</b></font><br /><font style="font-family: times new roman;" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font size="1"></font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: times new roman;" size="1"><b>Nine months ended</b></font><br /><font style="font-family: times new roman;" size="1"><b>December 31,</b></font></td>
<td valign="bottom"><font size="1"></font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font size="1"></font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: times new roman;" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font size="1"></font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: times new roman;" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font size="1"></font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: times new roman;" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font size="1"></font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: times new roman;" size="1"><b>2011</b></font></td>
<td valign="bottom"><font size="1"></font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: times new roman;" size="2">Variable rate received</font></p>
</td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font style="font-family: times new roman;" size="2"></font></td>
<td align="right" valign="bottom"><font style="font-family: times new roman;" size="2">0.21</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2">% </font></td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2"></font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2">— </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2"></font></td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font style="font-family: times new roman;" size="2"></font></td>
<td align="right" valign="bottom"><font style="font-family: times new roman;" size="2">0.24</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2">% </font></td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font style="font-family: times new roman;" size="2"></font></td>
<td align="right" valign="bottom"><font style="font-family: times new roman;" size="2">— </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2"></font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: times new roman;" size="2">Fixed rate paid</font></p>
</td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font style="font-family: times new roman;" size="2"></font></td>
<td align="right" valign="bottom"><font style="font-family: times new roman;" size="2">0.94</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2">% </font></td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font style="font-family: times new roman;" size="2"></font></td>
<td align="right" valign="bottom"><font style="font-family: times new roman;" size="2">— </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2"></font></td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom"><font style="font-family: times new roman;" size="2"></font></td>
<td align="right" valign="bottom"><font style="font-family: times new roman;" size="2">0.95</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2">% </font></td>
<td valign="bottom"><font size="1"></font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2"></font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2">— </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: times new roman;" size="2"></font></td>
</tr>
</table>
P60D
0.0100
11782715
11732557
11981627
11961886
12049563
12015301
12193458
12191781
114500
55000
114500
55000
388988355
382358608
408059
380213503
2553164
382766667
6221688
6202498
19190
6221688
389380493
379983971
535424
373735506
6783889
380519395
8841768
19330
8809302
51796
8861098
110651966
110341867
278336389
279038626
35987868
35495684
492184
32695952
32153562
542390
36356666
35613600
489978
472781
35895449
378418
34100661
531101
2729337
8805428
2485560
8469382
-4474500
-26150
-11269063
-77244
-5571903
-57006
-14527271
-131201
559716
5565
1664824
19483
786891
6739
2339194
15538
-8570
-42697
-404994
-595173
P72M
P12M
P48M
P6M
0.2358
0.2345
0.02
0.9200
1.0000
0.0841
0.0846
0.0792
0.0785
P61D
P61D
P120D
150000000
0.0400
0.0400
0.0100
112000000
130500000
38000000
19500000
50000000
50000000
-37348
645772
91468
184892
54120
830664
0.0021
0.0024
0.0094
0.0095
0.10
0.12
0.12
2.00
2.34
<p style="font: 12px/normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 0px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="70%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="10"><font style="font-family: 'times new roman';" size="1">Fair Value Measurement Using</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom" colspan="2"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="width: 39pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><font style="font-family: 'times new roman';" size="1"><b>Description</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 1</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 2</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 3</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Fair</font><br /><font style="font-family: 'times new roman';" size="1">Value</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Interest rate swap agreements:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2"><b>December 31, 2012</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">645,772</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">645,772</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 5em;"><font style="font-family: 'times new roman';" size="2">March 31, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> —  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';"
size="2">  </font></td>
<td valign="bottom">  </td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<div> </div>
<p style="font: /normal 'times new roman'; color: #000000; text-transform: none; text-indent: 0px; letter-spacing: normal; margin-top: 12px; margin-bottom: 0px; word-spacing: 0px; white-space: normal; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="width: 92%; text-transform: none; text-indent: 0px; letter-spacing: normal; font-family: 'times new roman'; word-spacing: 0px; border-collapse: collapse; orphans: 2; widows: 2; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="50%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="10"><font style="font-family: 'times new roman';" size="1">Fair Value Measurement Using</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom" colspan="2"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="width: 39pt; border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;"><font style="font-family: 'times new roman';" size="1"><b>Description</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 1</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 2</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 3</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-color: #000000; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Fair</font><br /><font style="font-family: 'times new roman';" size="1">Value</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Cash:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2"><b>December 31, 2012</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,666,656</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,666,656</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 5em;"><font style="font-family: 'times new roman';" size="2">March 31, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,803,054</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom">$</td>
<td
align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,803,054</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2"><b>December 31, 2012</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">246,343,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">246,343,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 5em;"><font style="font-family: 'times new roman';" size="2">March 31, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">242,350,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">242,350,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Line of credit:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2"><b>December 31, 2012</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">130,500,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">130,500,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 5em;"><font style="font-family: 'times new roman';" size="2">March 31,
2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">112,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">112,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<div> </div>
25000000
0.0100
0.03
645772
645772
2803054
2803054
4666656
4666656
242350000
242350000
246343000
246343000
112000000
112000000
130500000
130500000
0.05
266848
282744
211831
229895
00010000452012-07-30
25000000
0.0087
0001000045us-gaap:InterestRateSwapMember2011-12-31
0001000045us-gaap:InterestRateSwapMember2012-03-31
0001000045us-gaap:InterestRateSwapMember2011-03-31
0001000045us-gaap:MaximumMember
us-gaap:CustomerContractsMember
2012-10-012012-12-31
0001000045us-gaap:MaximumMember
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P72M
P48M
0001000045us-gaap:MinimumMemberus-gaap:CustomerContractsMember2012-10-012012-12-31
P12M
P6M
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