Choose Nicholas for Consumer Loan needs


Nicholas Financial, Inc., invites present, former and new borrowers to apply for consumer loans. You will find that the loan application process at Nicholas is quick, easy and hassle free. Our loan officers will work hard to advance the cash you need, while keeping your payments affordable.

Please Note: At the present time Nicholas Financial is licensed to offer Consumer loans in the states of Florida and North Carolina only.

Why Choose Nicholas For Your Consumer Loan?


Our loan approval process is quick & easy. Our customers usually receive loan approval within hours, not days.


Our Loan Officers have years of consumer finance experience and are ready to help you with your financial needs.


Nicholas Financial's many conveniently located branch offices are a short drive from most customers we serve.

Florida & North Carolina residents can apply one of two ways:

For fastest response during business hours; Call us Toll-Free at 1-800-237-2721
Fill out our online Consumer Loan Request

Your online request for Consumer Loan information will be forwarded to the Nicholas location closest to your Zip code. You will be contacted in the near future.

Downloadable Application Form

Download and fill out this application form. Then save or print the form and send it to you local Nicholas Financial branch office.

For more information on Consumer Loans, FLA & NC residents can send questions to