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<table style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td align="left" valign="top" width="4%"><font style="font-family: 'times new roman';" size="2"><b>1.</b></font></td>
<td align="left" valign="top"><font style="font-family: 'times new roman';" size="2"><b>Basis of Presentation</b></font></td>
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<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 6px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">The accompanying consolidated balance sheet as of March 31, 2013, which has been derived from audited financial statements, and the accompanying unaudited interim consolidated financial statements of Nicholas Financial, Inc. (including its subsidiaries, the “Company”) have been prepared in accordance with accounting principles generally accepted in the United States (“U.S. GAAP”) for interim financial information and with the instructions to Form 10-Q pursuant to the Securities and Exchange Act of 1934, as amended in Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. GAAP for complete consolidated financial statements, although the Company believes that the disclosures made are adequate to ensure the information is not misleading. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for interim periods are not necessarily indicative of the results that may be expected for the year ending March 31, 2014. It is suggested that these consolidated financial statements be read in conjunction with the consolidated financial statements and accompanying notes thereto included in the Company’s Annual Report on Form 10-K for the year ended March 31, 2013 as filed with the Securities and Exchange Commission on June 14, 2013. The March 31, 2013 consolidated balance sheet included herein has been derived from the March 31, 2013 audited consolidated balance sheet included in the aforementioned Form 10-K.</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses on finance receivables and the fair value of interest rate swap agreements.</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">As previously disclosed in the Company’s Annual Report on Form 10-K for the year ended March 31, 2013, the Company made error corrections for departures from U.S. GAAP and revised previously reported amounts. One of the corrections is related to the accounting treatment for dealer discounts. A dealer discount represents the difference between the amount of a finance receivable, net of unearned interest, based on the terms of a Contract with the borrower, and the amount of money the Company actually pays the dealer for the Contract. Prior to the correction, based on past industry practices, Contracts were recorded at the net initial investment with the gross Contract balance recorded offset by the dealer discounts which were recorded as an allowance for credit losses for the acquired Contracts. The Company determined that this accounting treatment was incorrect as U.S. GAAP prohibits carrying over valuation allowances in the initial accounting for acquired loans. Accordingly, the Company has now applied an acceptable method under U.S. GAAP, deferring and netting dealer discounts against finance receivables as unearned discounts, and recognizing dealer discounts into income as an adjustment to yield over the life of the loan using the interest method.</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">As a result, the allowance for loan losses is now established solely through charges to earnings through the provision for credit losses. The Company has evaluated the significance of the departure from U.S. GAAP to the consolidated financial statements. Under both the former accounting policy and U.S. GAAP, the dealer discount remains a reduction of gross finance receivables in arriving at the carrying amount of finance receivables, net. Accordingly, finance receivables continue to be initially recorded at the net initial investment at the time of purchase. Subsequently, the allowance for credit losses is maintained at an amount that reduces the net carrying amount of finance receivables. The change in this accounting presentation does not result in a change to the net carrying amount of finance receivables or to net income as historical losses incurred, and estimated incurred losses as of the balance sheet date, are generally in excess of the original dealer discount. The removal of the dealer discount from the allowance requires an equal replacement of provision expense as that portion of the allowance is necessary to absorb probable incurred losses. This correction also did not have an impact on previously reported assets, liabilities, working capital, equity, earnings, or cash flows.</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">The second correction related to the accounting treatment and presentation of certain fees charged to dealers and costs incurred in purchasing loans from dealers. Such costs related principally to evaluating borrowers subject to Contracts in relation to the Company’s underwriting guidelines in making a determination to acquire Contracts. Prior to the correction, fees charged to dealers were reduced by certain costs incurred to purchase Contracts, deferred on a net basis and then amortized into income over the lives of the loans using the interest method. Under U.S. GAAP, the fees charged to dealers are considered to be a part of the unearned dealer discount as they are a determinant of the net amount of cash paid to the dealer. Further, U.S. GAAP specifies that costs incurred in connection with acquiring purchased loans or committing to purchase loans shall be charged to expense as incurred. Such costs do not qualify as origination costs to be deferred as the Contracts have already been originated by the dealers.</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 0px; margin-bottom: 0px;"><font size="1"> </font></p>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 0px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">The Company evaluated the significance of the departures from U.S. GAAP to the consolidated financial statements. After an adjustment to beginning equity and the opening balance of unearned dealer discounts, net of tax, for the initial period presented, there is a limited effect on earnings and no impact on cash flows.</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">The changes to consolidated financial statement captions and earnings per share, if any, are as follows.</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; font-size: 12px; margin-top: 0px; margin-bottom: 0px;"> </p>
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<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,<br />2012 as Reported</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Correction</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,<br />2012 as Corrected</b></font></td>
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<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2"><b>Consolidated Balance Sheet</b></font></p>
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<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
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<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net</font></p>
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<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(1,040,115</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">243,556,904</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Deferred income taxes</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,978,840</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">399,157</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">9,376,997</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Retained earnings, June 30, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">111,678,205</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(641,958</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">111,036,247</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<p style="color: #000000; font-family: 'times new roman'; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; font-size: 12px; margin-top: 0px; margin-bottom: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 84%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr style="visibility: hidden; line-height: 0pt; color: white;">
<td width="91%"></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012 as  Reported</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Correction</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012 as  Corrected</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2"><b>Consolidated Statements of Income</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Interest and fee income on finance receivables</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">17,270,088</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,147,869</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">  20,417,957</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Provision for credit losses</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">10,372</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,092,894</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,103,266</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Operating income</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,734,242</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">54,975</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,789,217</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Income tax expense</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,360,717</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">21,044</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,381,759</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Net income</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,373,525</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">33,931</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,407,456</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Earnings per share - basic</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.45</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.45</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Earnings per share - diluted</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.44</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.44</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<p style="color: #000000; font-family: 'times new roman'; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; font-size: 12px; margin-top: 0px; margin-bottom: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 84%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr style="visibility: hidden; line-height: 0pt; color: white;">
<td width="88%"></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,<br />2012 as Reported</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Correction</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,<br />2012 as Corrected</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2"><b>Consolidated Statements of Cash Flows (Operating Activities)</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Net income</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,373,525</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">33,931</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,407,456</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Provision for credit losses</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">10,372</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,092,894</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,103,266</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Deferred income taxes</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(274,741</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">21,044</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(253,697</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Amortization of dealer discounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,147,869</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,147,869</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Net cash provided by operating activities</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,939,029</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,939,029</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">In addition the Company has corrected these errors in the finance receivables disclosure in Note 4. The following table sets forth a reconciliation of the changes in the allowance for credit losses on Contracts:</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; font-size: 12px; margin-top: 0px; margin-bottom: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 84%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr style="visibility: hidden; line-height: 0pt; color: white;">
<td width="88%"></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012 as  Reported</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Correction</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012 as  Corrected</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Balance at beginning of year</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,495,684</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(15,996,476</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,499,208</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Discounts acquired on new volume</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,100,938</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,100,938</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Provision for credit losses</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(79,218</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,092,894</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,013,676</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Losses absorbed</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,659,844</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,659,844</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Recoveries</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">788,616</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">788,616</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Discounts accreted</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(521</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">521</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Balance at end of year</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,645,655</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(16,003,999</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,641,656</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
</tr>
</table>
<div> </div>
<table style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td align="left" valign="top" width="4%"><font style="font-family: 'times new roman';" size="2"><b>2.</b></font></td>
<td align="left" valign="top"><font style="font-family: 'times new roman';" size="2"><b>Revenue Recognition</b></font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 6px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Finance receivables consist of purchased automobile finance installment contracts (“Contracts”) and originated direct consumer loans (“Direct Loans”). Interest income on finance receivables is recognized using the interest method. Accrual of interest income on finance receivables is suspended when a loan is contractually delinquent for 60 days or more or the collateral is repossessed, whichever is earlier.</font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font size="1"> </font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">When the Company receives a payment for a Contract that was contractually delinquent for more than 60 days, the payment is posted to the account. At the time of the payment, the interest that was paid is recorded as income by the Company and the Contract is no longer considered over 60 days contractually delinquent; therefore, the accruing of interest is resumed. As of June 30, 2013 and March 31, 2013 the amount of gross finance receivables not accruing interest was approximately $5,665,000 and $4,132,000, respectively.</font></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">A dealer discount represents the difference between the finance receivable, net of unearned interest, of a Contract, and the amount of money the Company actually pays for the Contract. The discount negotiated by the Company is a function of the lender, the wholesale value of the vehicle and competition in any given market. In making decisions regarding the purchase of a particular Contract the Company considers the following factors related to the borrower: place and length of residence; current and prior job status; history in making installment payments for automobiles; current income; and credit history. In addition, the Company examines its prior experience with Contracts purchased from the dealer from which the Company is purchasing the Contract, and the value of the automobile in relation to the purchase price and the term of the Contract. The entire amount of discount is amortized as an adjustment to yield using the interest method over the life of the loan. The average dealer discount associated with new volume for the three months ended June 30, 2013 and 2012 was 8.35% and 9.04%, respectively.</font></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The amount of future unearned income is computed as the product of the Contract rate, the Contract term, and the Contract amount.</font></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Deferred revenues consist primarily of commissions received from the sale of ancillary products. These products include automobile warranties, roadside assistance programs, accident and health insurance, credit life insurance and forced placed automobile insurance. These commissions are amortized over the life of the contract using the interest method.</font></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company’s net fees charged for originating direct loans are recognized as an adjustment to the yield and are amortized over the life of the loan using the interest method.</font></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Sales relate principally to telephone support agreements and the sale of business forms to small businesses located primarily in the Southeastern United States. The aforementioned sales of the Nicholas Data Services, Inc. subsidiary, (“NDS”) represent less than 1% of the Company’s consolidated revenues.</font></p>
<table style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td align="left" valign="top" width="4%"><font style="font-family: 'times new roman';" size="2"><b>3.</b></font></td>
<td align="left" valign="top"><font style="font-family: 'times new roman';" size="2"><b>Earnings Per Share</b></font></td>
</tr>
</table>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 6px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">Basic earnings per share is calculated by dividing the reported net income for the period by the weighted average number of shares of common stock outstanding. Diluted earnings per share includes the effect of dilutive options and other share awards. Basic and diluted earnings per share have been computed as follows:</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; font-size: 12px; margin-top: 0px; margin-bottom: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Numerator for earnings per share – net income</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,700,493</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,407,456</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Denominator:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 3em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Denominator for basic earnings per share – weighted average shares</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,065,012</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,940,200</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 3em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Effect of dilutive securities:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 5em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Stock options and other share awards</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">222,480</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">238,640</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 3em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Denominator for diluted earnings per share</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,287,492</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,178,840</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Earnings per share:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 3em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Basic</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.47</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.45</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 3em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Diluted</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.46</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.44</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="color: #000000; font-family: 'times new;"><font style="font-family: 'times new roman';" size="2">For the three months ended June 30, 2013 and 2012 potential common stock from stock options totaling 10,000 and 117,000, respectively, were not included in the diluted earnings per share calculation because their effect is anti-dilutive.</font></p>
<table style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td align="left" valign="top" width="4%"><font style="font-family: 'times new roman';" size="2"><b>4.</b></font></td>
<td align="left" valign="top"><font style="font-family: 'times new roman';" size="2"><b>Finance Receivables</b></font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 6px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Finance receivables are detailed as follows:</font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="68%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>March 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, gross contract</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">403,447,270</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">395,721,730</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Unearned interest</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(116,076,836</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(112,922,191</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net of unearned interest</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">287,370,434</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">282,799,539</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Unearned dealer discounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(16,709,388</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(16,415,169</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net of unearned interest and unearned dealer discounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">270,661,046</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">266,384,370</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Allowance for credit losses</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(15,403,054</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(16,558,569</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">255,257,992</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">249,825,801</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The terms of the Contracts range from 12 to 72 months and the Direct Loans range from 6 to 48 months. The Contracts and Direct Loans bear a weighted average effective interest rate of 23.22% and 25.69% as of June 30, 2013 and 23.34% and 25.84% as of March 31, 2013, respectively.</font></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Finance receivables consist of Contracts and Direct Loans, each of which comprises a portfolio segment. Each portfolio segment consists of smaller balance homogeneous loans which are collectively evaluated for impairment.</font></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The following table sets forth a reconciliation of the changes in the allowance for credit losses on Contracts:</font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at beginning of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">16,090,652</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,499,208</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Provision for credit losses</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,494,430</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,013,676</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Losses absorbed</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(4,648,976</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,659,844</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Recoveries</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">875,067</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">788,616</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at end of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">14,811,173</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,641,656</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company purchases Contracts from automobile dealers at a negotiated price that is less than the original principal amount being financed by the purchaser of the automobile. The Contracts are predominately for used vehicles. As of June 30, 2013, the average model year of vehicles collateralizing the portfolio was a 2005 vehicle. The average loan to value ratio, which expresses the amount of the Contract as a percentage of the value of the automobile, is approximately 93%. The Company utilizes a static pool approach to track portfolio performance. If the allowance for credit losses is determined to be inadequate for a static pool, then an additional charge to income through the provision is used to maintain adequate reserves based on management’s evaluation of the risk inherent in the loan portfolio, the composition of the portfolio, and current economic conditions. Such evaluation, considers among other matters, the estimated net realizable value or the fair value of the underlying collateral, economic conditions, historical loan loss experience, management’s estimate of probable credit losses and other factors that warrant recognition in providing for an adequate allowance for credit losses. In determining the provision and allowance for credit losses, we consider the reduction in the net carrying amount of finance receivables resulting from dealer discounts.</font></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The following table sets forth a reconciliation of the changes in the allowance for credit losses on Direct Loans:</font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="78%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended June 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at beginning of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">467,917</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">492,184</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Current period provision</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">147,361</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">89,590</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Losses absorbed</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(27,586</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(25,092</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Recoveries</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,189</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,121</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at end of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">591,881</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">561,803</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Direct Loans are loans originated directly between the Company and the consumer. These loans are typically for amounts ranging from $1,000 to $8,000 and are generally secured by a lien on an automobile, watercraft or other permissible tangible personal property. The majority of Direct Loans are originated with current or former customers under the Company’s automobile financing program. The typical direct loan represents a significantly better credit risk than our typical Contract due to the customer’s historical payment history with the Company.</font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font size="1"> </font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"></p>
<div><font style="font-family: 'times new roman';" size="2">In deciding whether or not to make a Direct Loan, the Company considers the individual’s credit history, job stability, income and impressions created during a personal interview with a Company loan officer. Additionally, because most of the direct consumer loans made by the Company to date have been made to borrowers under Contracts previously purchased by the Company, the payment history of the borrower under the Contract is a significant factor in making the loan decision. As of June 30, 2013, loans made by the Company pursuant to its Direct Loan program constituted approximately 2% of the aggregate principal amount of the Company’s loan portfolio.</font></div>
<p></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Changes in the allowance for credit losses for both Contracts and Direct Loans were driven by current economic conditions and trends over several reporting periods which are useful in estimating future losses and overall portfolio performance.</font></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">A performing account is defined as an account that is less than 61 days past due. A non-performing account is defined as an account that is contractually delinquent for 61 days or more and the accrual of interest income is suspended. When an account is 120 days contractually delinquent, the account is written off. Effective April 1, 2013, the Company changed its policy in regards to bankrupt accounts. Prior to April 1, 2013 the Company would charge-off the entire principal balance of a bankrupt account in the month following confirmation from the bankruptcy court. Subsequent to the charge-off the Company would collect monthly payments from the bankruptcy court recording the recovery payments and reducing charge-off totals in the month collected. Under the new method, the Company no longer charges off the entire principal balance at the time of bankruptcy. Upon notification of a bankruptcy, an account is monitored for collection with other bankrupt accounts. In the event the debtors balance has been reduced by the bankruptcy court, the Company will record a loss equal to the amount of principal balance reduction. The remaining balance will be reduced as payments are received by the bankruptcy court. In the event an account is dismissed from bankruptcy, the Company will decide, based on several factors, to begin repossession proceedings to allow the customer to begin making regularly scheduled payments. This approach to bankrupt accounts aligns the Company with typical industry practice. The following table is an assessment of the credit quality by creditworthiness:</font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 92%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="52%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>March 31,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Contracts</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Direct Loans</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Contracts</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Direct Loans</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Non-bankrupt accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">391,977,580</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">9,654,948</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">386,324,594</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,779,270</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Bankrupt accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1,802,820</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,922</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">615,499</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,367</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">393,780,400</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">9,666,870</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">386,940,093</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,781,637</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Performing accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">388,159,066</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">9,623,370</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">382,843,130</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,746,338</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Non-performing accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,621,334</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">43,500</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,096,963</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,299</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">393,780,400</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">9,666,870</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">386,940,093</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,781,637</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The following tables present certain information regarding the delinquency rates experienced by the Company with respect to Contracts and under its Direct Loans:</font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="50%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Gross Balance</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="14"><font style="font-family: 'times new roman';" size="1"><b>Delinquencies</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="border-bottom: #000000 1px solid; width: 33pt;"><font style="font-family: 'times new roman';" size="1"><b><u>Contracts</u></b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Outstanding</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>31 – 60 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>61 – 90 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>Over 90 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>Total</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">June 30, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">393,780,400</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,803,342</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,540,383</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,080,951</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">18,424,676</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3.25</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.90</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.53</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4.68</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">June 30, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">385,611,683</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,745,275</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,216,955</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">804,930</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">16,767,160</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3.31</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.83</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.21</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4.35</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="51%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="border-bottom: #000000 1px solid; width: 44pt;"><font style="font-family: 'times new roman';" size="1"><b>Direct Loans</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>Gross Balance<br />Outstanding</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>31 – 60 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>61 – 90 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>Over 90 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>Total</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">June 30, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">    9,666,870</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">    83,885</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">      27,046</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">      16,454</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">      127,385</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.87</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.28</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.17</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.32</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">June 30, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">7,095,917</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">78,044</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,390</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,226</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">101,660</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.10</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.27</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.06</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.43</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font size="1"></font> </p>
<table style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td align="left" valign="top" width="4%"><font style="font-family: 'times new roman';" size="2"><b>5.</b></font></td>
<td align="left" valign="top"><font style="font-family: 'times new roman';" size="2"><b>Line of Credit</b></font></td>
</tr>
</table>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 6px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">The Company has an agreement with its consortium of lenders for a line of credit facility (the “Line”) for an amount of $150,000,000. In December 2012, the Company executed an amendment to the Line that extends the maturity date to November 30, 2014. The pricing of the Line is 300 basis points above 30-day LIBOR with a 1% floor on LIBOR (4.00% at June 30, 2013 and March 31, 2013). Pledged as collateral for this credit facility are all of the assets of the Company. The outstanding amount of the credit facility was $126,021,510 and $125,500,000 as of June 30, 2013 and March 31, 2013, respectively. The amount available under the line of credit was approximately $23,978,490 and $24,500,000 as of June 30, 2013 and March 31, 2013, respectively.</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">The facility requires compliance with certain financial ratios and covenants and satisfaction of specified financial tests, including maintenance of asset quality and performance tests. Dividends do not require consent in writing by the agent and majority lenders under the new facility as long as the Company is in compliance with a net income covenant. As of June 30, 2013, the Company was in full compliance with all debt covenants.</font></p>
<table style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td align="left" valign="top" width="4%"><font style="font-family: 'times new roman';" size="2"><b>6.</b></font></td>
<td align="left" valign="top"><font style="font-family: 'times new roman';" size="2"><b>Interest Rate Swap Agreements</b></font></td>
</tr>
</table>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 6px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">The Company utilizes interest rate swap agreements to manage exposure to variability in expected cash flows attributable to interst rate risk. The interest rate swap agreements converted a portion of the floating rate debt to a fixed rate, more closely matching the interest rate characteristics of finance receivables. The following table summarizes the activity in the notional amounts of interest rate swap agreements:</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; font-size: 12px; margin-top: 0px; margin-bottom: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Notional amounts at April 1</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">50,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">New contracts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">25,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Matured contracts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 1px; border-top-style: solid; border-top-color: #000000;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times;" size="2">Notional amounts at June 30</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">50,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">25,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td valign="bottom">
<p style="border-top-width: 3px; border-top-style: double; border-top-color: #000000;"> </p>
</td>
<td> </td>
</tr>
</table>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">Interest rate swap agreements effective as of June 30, 2013 and during the three months ended June 30, 2013 and 2012 are detailed as follows:</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; font-size: 12px; margin-top: 0px; margin-bottom: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 92%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="47%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000; width: 45pt;"><font style="font-family: 'times new roman';" size="1"><b>Date Entered</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom"><font style="font-family: 'times new roman';" size="1"><b>Effective Date</b></font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Notional Amount</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Fixed Rate<br />Of Interest</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom"><font style="font-family: 'times new roman';" size="1"><b>Maturity Date</b></font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">June 1, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom"><font style="font-family: 'times new roman';" size="2">June 13, 2012</font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">25,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.00</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" valign="bottom"><font style="font-family: 'times new roman';" size="2">June 13, 2017</font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">July 30, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom"><font style="font-family: 'times new roman';" size="2">August 13, 2012</font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">25,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.87</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" valign="bottom"><font style="font-family: 'times new roman';" size="2">August 14, 2017</font></td>
</tr>
</table>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">The interest rate swap agreements are not designated as hedges. The changes in the fair value of interest of interest rate swaps (unrealized gains and losses) are recorded in earnings. The Company does not use interst rate swap agreements for speculative purposes. Such instruments continue to be intended for use as ecomonic hedges.</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">The locations and amounts of (gains) losses in income are as follows:</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; font-size: 12px; margin-top: 0px; margin-bottom: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="76%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Periodic change in fair value of interest rate swap agreements</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(833,259</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">209,101</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Periodic settlement differentials included in interest expense</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">93,314</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">15,818</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(739,945</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">224,919</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">The Company recorded realized losses from the swap agreements in the interest expense line item of the consolidated statement of income. The following table summarizes the variable rate received and fixed rate paid under the swap agreements.</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; font-size: 12px; margin-top: 0px; margin-bottom: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 68%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="80%"></td>
<td valign="bottom" width="8%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="8%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended<br />June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #000000;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Variable rate received</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.20</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.24</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
<tr>
<td valign="top">
<p style="margin-left: 1em; text-indent: -1em;"><font style="font-family: 'times new roman';" size="2">Fixed rate paid</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.94</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.00</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
</table>
<div> </div>
<table style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td align="left" valign="top" width="4%"><font style="font-family: 'times new roman';" size="2"><b>7.</b></font></td>
<td align="left" valign="top"><font style="font-family: 'times new roman';" size="2"><b>Fair Value Disclosures</b></font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 6px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company measures specific assets and liabilities at fair value, which is an exit price, representing the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. When applicable, the Company utilizes market data or assumptions that market participants would use in pricing the asset or liability under a three-tier fair value hierarchy, which prioritizes the inputs used in measuring fair value. These tiers include: Level 1, defined as observable inputs such as quoted prices in active markets; Level 2, defined as inputs other than quoted prices in active markets that are either directly or indirectly observable; and Level 3, defined as unobservable inputs about which little or no market data exists, therefore requiring an entity to develop its own assumptions.</font></p>
<p style="text-transform: none; margin-top: 18px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2"><u>Assets and (Liabilities) Recorded at Fair Value on a Recurring Basis</u></font></p>
<p style="text-transform: none; margin-top: 6px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company estimates the fair value of interst rate swap agreements based on the estimated net present value of the future cash flows using a forward interest rate yield curve in effect as of the measurement period, adjusted for nonperformance risk, if any, including a quantitative and qualitative evaluation of both the Company’s credit risk and the counterparty’s credit risk. Accordingly, the Company classifies interest rate swap agreements as Level 2.</font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 92%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="68%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="10"><font style="font-family: 'times new roman';" size="1">Fair Value Measurement Using</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Fair</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="border-bottom: #000000 1px solid; width: 41pt;"><font style="font-family: 'times new roman';" size="1"><b>Description</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 1</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 2</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 3</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Value</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Interest rate swap agreements:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">June 30, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">328,407</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">328,407</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">March 31, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(504,852</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(504,852</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 18px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2"><u>Financial Instruments Not Measured at Fair Value</u></font></p>
<p style="text-transform: none; margin-top: 6px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company’s financial instruments consist of cash, finance receivables and Line. For each of these financial instruments the carrying value approximates fair value.</font></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net approximates fair value based on the price paid to acquire indirect loans. The price paid reflects competitive market interest rates and purchase discounts for the Company’s chosen credit grade in the economic environment. This market is highly liquid as the Company acquires individual loans on a daily basis from dealers. The initial terms of the Contracts range from 12 to 72 months. The initial terms of the Direct Loans range from 6 to 48 months. In addition, there have been minimal changes in interest rates and purchase discounts related to these types of loans. If liquidated outside of the normal course of business, the amount received may not be the carrying value.</font></p>
<p style="text-transform: none; margin-top: 12px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Line was amended within the quarter ended December 31, 2012. Based on current market conditions, any new or renewed credit facility would contain pricing that approximates the Company’s current Line. Based on these market conditions, the fair value of the Line as of June 30, 2013 was estimated to be equal to the book value. The interest rate for the Line is a variable rate based on LIBOR pricing options.</font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 92%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="55%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="10"><font style="font-family: 'times new roman';" size="1">Fair Value Measurement Using</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Fair</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="border-bottom: #000000 1px solid; width: 41pt;"><font style="font-family: 'times new roman';" size="1"><b>Description</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 1</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 2</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 3</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Value</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">June 30, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">255,257,992</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">255,257,992</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">March 31, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">249,825,801</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">249,825,801</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Line of credit</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">June 30, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">126,021,510</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">126,021,510</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">March 31, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">125,500,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">125,500,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 18px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2"><u>Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis</u></font></p>
<p style="text-transform: none; margin-top: 6px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font style="font-family: 'times new roman';" size="2">The Company may be required, from time to time, to measure certain assets and liabilities at fair value on a nonrecurring basis. The Company does not currently have any assets or liabilities measured at fair value on a nonrecurring basis.</font></p>
<table style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td align="left" valign="top" width="4%"><font style="font-family: 'times new roman';" size="2"><b>8.</b></font></td>
<td align="left" valign="top"><font style="font-family: 'times new roman';" size="2"><b>Cash Dividend</b></font></td>
</tr>
</table>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 6px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">Dividends recorded during the three months ended June 30, 2013 and 2012 were declared and paid as follows. On May 7, 2013 the Board of Directors announced a quarterly cash dividend equal to $0.12 per common share, to be paid on June 28, 2013 to shareholders of record as of June 21, 2013. On May 2, 2012, the Company’s Board of Directors announced a quarterly cash dividend of $0.10 to be paid on June 6, 2012.</font></p>
<p style="color: #000000; font-family: 'times new roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-stroke-width: 0px; margin-top: 12px; margin-bottom: 0px;"><font style="font-family: 'times new roman';" size="2">Payment of cash dividends results in a 5% withholding tax payable by the Company under the Canada-United States Income Tax Convention which is included in earnings under the caption of dividend tax.</font></p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Numerator for earnings per share – net income</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,700,493</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,407,456</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Denominator:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Denominator for basic earnings per share – weighted average shares</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,065,012</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,940,200</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Effect of dilutive securities:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 5em;"><font style="font-family: 'times new roman';" size="2">Stock options and other share awards</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">222,480</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">238,640</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Denominator for diluted earnings per share</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,287,492</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td
valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,178,840</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Earnings per share:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Basic</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.47</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.45</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">Diluted</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.46</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.44</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
</table>
<div> </div>
<div><br class="apple-interchange-newline" />
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="68%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>March 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, gross contract</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">403,447,270</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">395,721,730</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Unearned interest</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(116,076,836</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(112,922,191</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net of unearned interest</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">287,370,434</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">282,799,539</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Unearned dealer discounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(16,709,388</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(16,415,169</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net of unearned interest and unearned dealer discounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">270,661,046</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';"
size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">266,384,370</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Allowance for credit losses</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(15,403,054</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(16,558,569</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">255,257,992</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">249,825,801</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
</table>
<br class="apple-interchange-newline" /><br /></div>
<div> </div>
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at beginning of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">16,090,652</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,499,208</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Provision for credit losses</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,494,430</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,013,676</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Losses absorbed</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(4,648,976</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,659,844</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Recoveries</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">875,067</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">788,616</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at end of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">14,811,173</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,641,656</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p
style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
</table>
<div> </div>
<div> </div>
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="78%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended June 31,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at beginning of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">467,917</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">492,184</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Current period provision</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">147,361</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">89,590</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Losses absorbed</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(27,586</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(25,092</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Recoveries</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,189</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,121</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at end of period</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">591,881</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">561,803</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top:
#000000 3px double;"> </p>
</td>
<td> </td>
</tr>
</table>
<div> </div>
<table align="center" style="text-transform: none; text-indent: 0px; width: 92%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="52%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>March 31,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Contracts</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Direct Loans</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Contracts</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Direct Loans</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Non-bankrupt accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">391,977,580</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">9,654,948</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">386,324,594</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,779,270</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Bankrupt accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1,802,820</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">11,922</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">615,499</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,367</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';"
size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">393,780,400</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">9,666,870</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">386,940,093</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,781,637</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Performing accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">388,159,066</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">9,623,370</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">382,843,130</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,746,338</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Non-performing accounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,621,334</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">43,500</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,096,963</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,299</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em;
margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">393,780,400</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">9,666,870</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">386,940,093</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,781,637</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
</table>
<div> </div>
<div> </div>
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="72%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Notional amounts at April 1</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">50,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">New contracts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">25,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Matured contracts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Notional amounts at June 30</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">50,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">25,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
</table>
<div> </div>
<div> </div>
<table align="center" style="text-transform: none; text-indent: 0px; width: 76%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="76%"></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="5%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Periodic change in fair value of interest rate swap agreements</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(833,259</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">209,101</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Periodic settlement differentials included in interest expense</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">93,314</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">15,818</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Total</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(739,945</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">224,919</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<div> </div>
<table align="center" style="text-transform: none; text-indent: 0px; width: 68%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="80%"></td>
<td valign="bottom" width="8%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="8%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6"><font style="font-family: 'times new roman';" size="1"><b>Three months ended<br />June 30,</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2013</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>2012</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Variable rate received</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.20</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.24</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Fixed rate paid</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.94</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.00</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font size="1"> </font></p>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 92%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="68%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="10"><font style="font-family: 'times new roman';" size="1">Fair Value Measurement Using</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Fair</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="border-bottom: #000000 1px solid; width: 41pt;"><font style="font-family: 'times new roman';" size="1"><b>Description</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 1</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 2</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 3</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Value</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Interest rate swap agreements:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">June 30, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">328,407</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">328,407</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">March 31, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(504,852</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(504,852</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
</table>
<div> </div>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 92%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="55%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="10"><font style="font-family: 'times new roman';" size="1">Fair Value Measurement Using</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Fair</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="border-bottom: #000000 1px solid; width: 41pt;"><font style="font-family: 'times new roman';" size="1"><b>Description</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 1</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 2</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Level 3</font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1">Value</font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables:</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">June 30, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">255,257,992</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">255,257,992</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">March 31, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">249,825,801</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">249,825,801</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Line of credit</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">June 30, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">126,021,510</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">126,021,510</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 3em;"><font style="font-family: 'times new roman';" size="2">March 31, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">125,500,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">125,500,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
11940200
12065012
238640
222480
12178840
12287492
117000
10000
385611683
7095917
386940093
8781637
386324594
615499
382843130
4096963
8779270
2367
8746338
35299
395721730
393780400
9666870
391977580
1802820
388159066
5621334
9654948
11922
9623370
43500
403447270
112922191
116076836
282799539
287370434
19641656
561803
16090652
467917
16558569
14811173
591881
15403054
19499208
492184
35495684
35645655
-15996476
-16003999
-3659844
-25092
-3659844
-4648976
-27586
788616
5121
788616
875067
4189
-521
521
P72M
P12M
P48M
P6M
0.2334
0.2584
0.2322
0.2569
0.02
0.93
0.0904
0.0835
P61D
P61D
P120D
150000000
0.03
0.04
0.04
0.01
125500000
126021510
24500000
23978490
25000000
50000000
50000000
25000000
209101
-833259
15818
93314
224919
-739945
0.0024
0.0020
0.0100
0.0094
25000000
25000000
25000000
25000000
0.0100
0.0087
0.0100
0.0087
-504852
-504852
328407
328407
249825801
249825801
255257992
255257992
125500000
125500000
126021510
126021510
0.10
0.05
-3147869
-3147869
-2974446
3598939
2603069
328407
2500070
<div>
<table align="center" style="text-transform: none; text-indent: 0px; width: 84%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr style="line-height: 0pt; visibility: hidden; color: white;">
<td width="90%"></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"><b></b></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"><b></b></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"><b></b></font></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,<br />2012 as Reported</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Correction</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,<br />2012 as Corrected</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2"><b>Consolidated Balance Sheet</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Finance receivables, net</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">244,597,019</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(1,040,115</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">243,556,904</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Deferred income taxes</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,978,840</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">399,157</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">9,376,997</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Retained earnings, June 30, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">111,678,205</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(641,958</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">111,036,247</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 84%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr style="line-height: 0pt; visibility: hidden; color: white;">
<td width="91%"></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td
nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012 as  Reported</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Correction</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012 as  Corrected</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2"><b>Consolidated Statements of Income</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Interest and fee income on finance receivables</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">17,270,088</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,147,869</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">  20,417,957</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Provision for credit losses</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">10,372</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,092,894</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,103,266</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Operating income</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,734,242</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">54,975</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,789,217</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Income tax expense</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,360,717</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">21,044</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';"
size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,381,759</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Net income</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,373,525</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">33,931</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,407,456</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Earnings per share - basic</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.45</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.45</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Earnings per share - diluted</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.44</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.44</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 84%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr style="line-height: 0pt; visibility: hidden; color: white;">
<td width="88%"></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,<br />2012 as Reported</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Correction</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,<br />2012 as Corrected</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2"><b>Consolidated Statements of Cash Flows (Operating Activities)</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Net income</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font
style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,373,525</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">33,931</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">5,407,456</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Provision for credit losses</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">10,372</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,092,894</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,103,266</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Deferred income taxes</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(274,741</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">21,044</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(253,697</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Amortization of dealer discounts</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,147,869</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,147,869</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Net cash provided by operating activities</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,939,029</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">8,939,029</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
</table>
<br class="apple-interchange-newline" /><br /></div>
<div> </div>
<table align="center" style="text-transform: none; text-indent: 0px; width: 84%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr style="line-height: 0pt; visibility: hidden; color: white;">
<td width="88%"></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
<td valign="bottom" width="1%"></td>
<td></td>
<td nowrap="nowrap"><font size="2"></font></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012 as  Reported</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Correction</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>June 30,</b></font><br /><font style="font-family: 'times new roman';" size="1"><b>2012 as  Corrected</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at beginning of year</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,495,684</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(15,996,476</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,499,208</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Discounts acquired on new volume</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,100,938</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,100,938</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Provision for credit losses</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(79,218</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,092,894</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,013,676</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Losses absorbed</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,659,844</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(3,659,844</font></td>
<td valign="bottom" nowrap="nowrap"><font
style="font-family: 'times new roman';" size="2">) </font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Recoveries</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">788,616</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">788,616</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Discounts accreted</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(521</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">521</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">—  </font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 1px solid;"> </p>
</td>
<td> </td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">Balance at end of year</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">35,645,655</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">(16,003,999</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">) </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,641,656</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr style="font-size: 1px;">
<td valign="bottom"></td>
<td valign="bottom">  </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
<td valign="bottom"> </td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td valign="bottom">
<p style="border-top: #000000 3px double;"> </p>
</td>
<td> </td>
</tr>
</table>
<div> </div>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="50%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Gross Balance</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="14"><font style="font-family: 'times new roman';" size="1"><b>Delinquencies</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="border-bottom: #000000 1px solid; width: 33pt;"><font style="font-family: 'times new roman';" size="1"><b><u>Contracts</u></b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Outstanding</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>31 – 60 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>61 – 90 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>Over 90 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>Total</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">June 30, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">393,780,400</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,803,342</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,540,383</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">2,080,951</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">18,424,676</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3.25</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.90</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.53</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4.68</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">June 30, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">385,611,683</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">12,745,275</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3,216,955</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">804,930</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">16,767,160</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">3.31</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.83</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.21</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4.35</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: 12px 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 100%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="51%"></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="3%"></td>
<td></td>
<td></td>
<td></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="border-bottom: #000000 1px solid; width: 44pt;"><font style="font-family: 'times new roman';" size="1"><b>Direct Loans</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>Gross Balance<br />Outstanding</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>31 – 60 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>61 – 90 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>Over 90 days</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"><font style="font-family: 'times new roman';" size="1"><b>Total</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">June 30, 2013</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">    9,666,870</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">    83,885</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">      27,046</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">      16,454</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">      127,385</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.87</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.28</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.17</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.32</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
<tr>
<td height="8"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
<td height="8" colspan="4"></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">June 30, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">7,095,917</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">78,044</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">19,390</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">4,226</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">101,660</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
</tr>
<tr>
<td valign="top"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.10</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.27</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.06</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.43</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
</tr>
</table>
<p style="text-transform: none; margin-top: 0px; text-indent: 0px; font: medium 'times new roman'; white-space: normal; margin-bottom: 0px; letter-spacing: normal; color: #000000; word-spacing: 0px; -webkit-text-stroke-width: 0px;"><font size="1"></font> </p>
<table align="center" style="text-transform: none; text-indent: 0px; width: 92%; border-collapse: collapse; font-family: 'times new roman'; letter-spacing: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;" border="0" cellspacing="0" cellpadding="0">
<tr>
<td width="47%"></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
<td></td>
<td></td>
<td valign="bottom" width="4%"></td>
<td></td>
</tr>
<tr>
<td valign="bottom" nowrap="nowrap">
<p style="border-bottom: #000000 1px solid; width: 45pt;"><font style="font-family: 'times new roman';" size="1"><b>Date Entered</b></font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom"><font style="font-family: 'times new roman';" size="1"><b>Effective Date</b></font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Notional Amount</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom" colspan="2"><font style="font-family: 'times new roman';" size="1"><b>Fixed Rate<br />Of Interest</b></font></td>
<td valign="bottom"><font size="1"> </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" style="border-bottom: #000000 1px solid;" valign="bottom"><font style="font-family: 'times new roman';" size="1"><b>Maturity Date</b></font></td>
</tr>
<tr bgcolor="#cceeff">
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">June 1, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom"><font style="font-family: 'times new roman';" size="2">June 13, 2012</font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">25,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">1.00</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" valign="bottom"><font style="font-family: 'times new roman';" size="2">June 13, 2017</font></td>
</tr>
<tr>
<td valign="top">
<p style="text-indent: -1em; margin-left: 1em;"><font style="font-family: 'times new roman';" size="2">July 30, 2012</font></p>
</td>
<td valign="bottom"><font size="1">  </font></td>
<td align="center" valign="bottom"><font style="font-family: 'times new roman';" size="2">August 13, 2012</font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2">$</font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">25,000,000</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">  </font></td>
<td valign="bottom"><font size="1">  </font></td>
<td valign="bottom"><font style="font-family: 'times new roman';" size="2"> </font></td>
<td align="right" valign="bottom"><font style="font-family: 'times new roman';" size="2">0.87</font></td>
<td valign="bottom" nowrap="nowrap"><font style="font-family: 'times new roman';" size="2">% </font></td>
<td valign="bottom"><font size="1"> </font></td>
<td align="center" valign="bottom"><font style="font-family: 'times new roman';" size="2">August 14, 2017</font></td>
</tr>
</table>
<div> </div>
126965096
131477712
3100938
-3100938
2012-06-13
2012-08-13
2012-06-13
2012-08-13
2012-06-01
2012-07-30
2012-06-01
2012-07-30
2017-06-13
2017-08-14
2017-06-13
2017-08-14
16415169
16709388
266384370
270661046
0.0331
0.011
0.0325
0.0087
12745275
78044
12803342
83885
0.0083
0.0027
0.0090
0.0028
3216955
19390
3540383
27046
0.0021
0.0006
0.0053
0.0017
804930
4226
2080951
16454
0.0435
0.0143
0.0468
0.0132
16767160
101660
18424676
127385
2013-05-07
2013-06-21
2013-06-28
2012-05-02
2012-06-06
P60D
0.010
30-day LIBOR
0001000045nick:NicholasDataServicesIncMember2013-06-30
5665000
4132000